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The principle in Islamic finance include the prohibition of any predetermined payment over and above the principal amount (riba), prohibition of the transaction involving uncertainty about subject-matter and term of contract (gharar) which is refer to the selling of goods that does not exist or does not owned, prohibition on maisir which is refer to the transaction based on speculating or gambling and prohibition on the investment by dealing with unlawful or haram business such as drugs, alcohol and gambling....

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Financial intermediaries provide two important advantages to savers.

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Included is a glance at the length of time required for government to effectively back away from the free or mixed market and the inability of only one subsequent and ideologically opposed administration to change the set course in only one term.

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Another reason financial intermediaries reduce risk is that by making many loans, they learn how to better predict which of the people who want to borrow money will be able to repay....

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